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Category: Personal Finance

30 January 2017, 05:00
There’s nothing quite like being your own boss. Who doesn’t want to set their own schedule, approve their own vacations, or decide that every day is casual Friday? More importantly, starting a business means every dollar your hard work earns is yours. But being your own boss is expensive. Like...
14 November 2016, 06:00
Before: Shopping to your heart’s content and just putting everything on your credit card After: Checking your credit card statement a few weeks later     Before: Registering for your very first semester in college After: Realizing how much money you owe in tuition     Before: Checking one of...
31 October 2016, 02:55
Dear Past Self, I have gone back and forth about whether I should send you this letter, because you know, if someone knows too much about their future it can mess with the space-time continuum and all that stuff. But things are kinda bad right now and I figured it...
22 August 2016, 06:00
Just about anyone could use some extra cash—whether there are bills to pay off, expenses to catch up on, or large purchases to be made. If you’re looking for simple ways to make a little extra money, try the following: 1. Have a garage sale    Like the old saying...
10 August 2016, 08:20
Most folks understand how important it is to be properly insured for their car, home, and health. Unfortunately, many of those same people fail to consider other areas of insurance coverage which can protect you in innumerable other situations that may arise. Here are seven common insurance plans that you...
24 June 2016, 08:00
“I can’t wait until I’m old enough to finally get my own credit card,” you once told yourself, long before you knew any better. Fast-forward to the present and it might look a little something this: bills piling up, debt accumulating quickly, and tons of anxiety. If you can relate,...
19 May 2016, 08:00
Whether it might be time to find a replacement for your first credit card, or it’s time to give up credit cards completely, the following are some signs that it might be time to cut ties: 1. Your interest rate is extremely high and you’re basically throwing away money. via...
13 May 2016, 08:00
Are you drowning in debt, and as a result, have a credit score that would make your mother cry? You can probably relate to some of the following tweets from others that share your struggles: 1. i just checked my credit score. It's horrible pic.twitter.com/eIIkdj8fek — Zé (@keninthetrap) February 27,...
14 April 2016, 08:00
1. I have to take that credit card back from her. These bills are killing me! pic.twitter.com/bVaxG7ZEMN — Bestfurryfriendforev (@sweetiepiecat) November 26, 2013       2. Going over credit card bills with my dad pic.twitter.com/XebmfM1Lg4 — mal (@MalloryMetz) August 10, 2014       3. Phone bill & credit...
9 April 2016, 08:00
You’ve got a lot of choices when it comes to credit cards, and whether it’s your first credit card or you’ve been using credit cards for years, you may have considered opening up a department store credit card. Every credit decision should be thought about carefully, so before you apply...
25 March 2016, 08:00
From spending money to saving money and everything in between, these are some of the funniest photos of signs related to money that are currently circulating the web. Which one is your favorite? 1.       2.       3.       4.       5....
23 March 2016, 08:00
1.  I just did my taxes... AHHHHH, we owe! I'm totally bummed.#writerproblemspic.twitter.com/MyuVzuct04 — Kelli Russell Agodon (@KelliAgodon) March 5, 2016     2.  That face you make when you hear you owe back taxes pic.twitter.com/F6q3uT4hy9 — . (@bloodofancients) March 3, 2014     3.  when you don't owe any taxes...
18 March 2016, 08:00
  "Money is not the most important thing in the world. Love is. Fortunately, I love money." - Jackie Mason   “Someone stole all my credit cards, but I won’t be reporting it. The thief spends less than my wife did.” - Henny Youngman   "If you think nobody cares...
3 February 2016, 08:00
There are so many things that rely on your credit score, and whenever you apply for any type of loan or line of credit, your credit report will usually be pulled. Some lenders will look beyond your credit score and scrutinize your actual credit report, while taking note of things...
27 January 2016, 08:00
Whether you’re about to apply for a credit card or you’re getting ready to fill out a leasing application for an apartment, your credit score might not currently be where you’d like it to be. Although significantly improving your credit is a long process that can sometimes take a few...
20 January 2016, 08:00
Reloadable cards that can be used anywhere traditional credit cards are accepted, prepaid cards are becoming more and more popular. Although many consumers with poor credit will turn to prepaid cards as an alternative, many others—even those with great credit—still find that prepaid cards offer a plethora of advantages. Some...
18 January 2016, 07:15
1. You’re completely horrified every time you look at your monthly statements. via Giphy     2. Or you’ve decided to just dispose of them in creative ways. via Giphy     3. You’re constantly asking people to loan you money so you can pay your bills. via Giphy  ...
6 January 2016, 08:00
The ability to shop online is pretty amazing: with just a few clicks of the mouse, you can order all kinds of merchandise from just about anywhere in the world. You can order what you need on any device that has an Internet connection, at any time of the day—even...
30 December 2015, 08:00
Loans, credit cards, and borrowing money in general can sometimes be risky—after all, for many Americans, borrowing too much is what leads to an overload of debt. However, it’s important to understand that not all loans are created equally; it’s also a good idea to identify the real reason why...
16 December 2015, 05:26
From comedic sitcoms to edge-of-your seat thrillers, many people have that one television show that keeps them tuning in each week for more. While there’s no doubt that television can be highly entertaining, it can also provide some terrific life lessons, including financial and money lessons. The following shows have...
27 November 2015, 03:09
If you have poor credit, getting approved for a credit card can be a frustrating process. Depending on your specific credit history, it might even be impossible, until you’re able to fix some of your past due accounts and begin repairing your credit. This can be inconvenient if you need...
20 November 2015, 03:57
Your child isn’t exactly a child anymore—he or she is all grown up, and perhaps getting ready to move out for the first time and go off to college. Although the transition to adulthood might mean their first credit card, perhaps you’re a little hesitant about the whole thing—especially if...
14 November 2015, 06:49
If you’re indifferent about your credit because you have no interest in using it, you may be unaware of just how many things depend on having a decent score. Some of the following are just some examples of what is affected by your credit: Loans and credit cards This may...
16 October 2015, 07:59
Although movies are meant to provide entertainment value, there’s no denying that certain films offer so much more than that, and come with invaluable life lessons. But another thing movies teach us about? Money. (Note: Article contains spoilers!) The Pursuit of Happyness Work hard and never give up on your...
23 July 2015, 08:13
If you remain unclear about what a credit score is, you are not alone. Millions of folks around the country have only a vague sense about the importance of a good credit score, and its impact on their financial life. To offer some guidance, today's blog will address five basic...
30 June 2015, 08:04
Your car or home, your college or trade school education, even your long dreamed of startup business – most of us would be unable to afford these things without the existence of credit. Unfortunately, a low credit score can severely harm anyone's ability to get the money they need for...
24 June 2014, 11:00
People call JG Wentworth for all sorts of reasons, and one of them is to get the money out of their structured settlement or annuity payments to pay off their credit card debt.  Smart credit card management is one of the key steps towards financial health and well-being – a...
26 November 2013, 11:49
Hi folks, J.G. Wentworth here with a cautionary word about those blank checks credit card companies send out to customers around the country. You know the ones we're talking about, right? Transfer your credit card balance with no interest, just fill in the amount here! an offer will read. Or:...
8 May 2013, 10:00
Hi folks, J.G. Wentworth here with some "secret" credit card debt-reduction strategies designed to keep you debts low and your financial life on track. 1) Ask for a better deal from your credit card company If you are in debt, don't be shy about calling your credit card company and...
27 March 2013, 10:00
Hi folks, J.G. Wentworth here. As a company that specializes in offering lump sums of cash for structured settlement or annuity payments, we know that many of our customers are struggling with their monthly credit card payments. With that in mind, here are seven tips that may help you make...
30 December 2010, 05:41
Hi everyone.  J.G. Wentworth here. When you need money, there are several options.  Some of these include getting a bank loan, getting money from friends and family or selling some of your investments, to name a few.  In my next few blog entries I’ll discuss the positives and negatives of different options, and ultimately...