With cold fronts sweeping the country, we thought we could help out our fellow penny-pinchers out there looking to stay warm this winter without also setting fire to their hard-earned cash. Here are eight tips from JG Wentworth on heating your home on a budget.
1) Replace your air filters
The less clean your air filters are, the harder your heating system has to work to keep your home warm, and the higher your heating costs will run. Changing your filters regularly will ease the pressure on your heating unit – and on your pocketbook.
2) Insulate your windows
Applying clear insulation on your windows (3M is just one of the companies that makes window insulation kits) can help eliminate cold drafts coming from the outdoors and keep your indoor heat from escaping.
3) Put draft guards on your doors
Even closed front and back doors contain cracks through which warm air can escape, and cold air can pour in. Inserting draft guards under doors, or even placing a rolled up towel at night to block these cracks, can also help to keep your home at your desired temperature.
4) Consider a space heater
While not all space heaters are created equal, a well-reviewed brand used efficiently in a small space can cut down considerably on heating costs. Make sure all safety precautions are in place, including that it is kept safely away from children and pets.
5) Invest in heavy curtains
Another way to lessen winter drafts coming into your home is to purchase heavy curtains. They can keep out that pesky cold air, and also allow you to pull them back in the daytime to let the sunlight stream in.
6) Pay attention to your feet
It may sound silly, but you will be surprised at the contribution a heavy pair of socks or thick rug might have to your general sense of warmth.
7) Line your attic with fiberglass
Another cost-effective solution to keeping your home warm is to purchase fiberglass for your attic, adding another level of insulation to your home.
8) Mind that thermostat!
Last but certainly not least is the unavoidable truth about home heating costs: you’re simply going to have to pay something to keep you as warm and comfortable as you’d like during these winter months. But did you know that according to the Department of Energy, you can save as much as 1% on your energy bill for every degree you lower your home’s temperature during the winter? We recommend keeping your thermostat at a reasonable level at all hours, not to mention lowering it whenever you leave your home for an extended period of time. Every 1% helps!
We hope these eight tips keep you cozy and warm this winter, while also minimizing your heating costs. J.G. Wentworth is the nationwide leader in purchasing structured settlement and annuity payments for cash, and helping our customers stretch their dollars the furthest is always on our minds. If you have any questions about what we do, or would like to learn more about how you can get cash now instead of later for your structured settlement and annuity payments, please call us anytime at 877-227-4713.