There are almost 14 million single parents in the United States today, and many struggle to keep themselves and their families financially afloat. Fortunately, single parents do have a wide range of financial assistance resources available to them, including resources in the following five key categories:
1) Assistance in obtaining a home
Housing support for single parents can be found at the federal, state, and local level. Government programs include Section 8 housing, the Shelter Plus Care Program, USDA Rural Development Housing Assistance, HUD Homes, the Operation Hope Homebuyers Program, and many more. Community and private assistance help can also be found among such programs as Co-Abode Single Mothers Housing Share and charities such as Habitat for Humanity.
2) Daycare assistance
Head Start and Early Head Start are federal educational programs targeted for children under five. You may also be able to find support from public assistance programs that provide grants for cheap or even free daycare. Other daycare help for single parents includes public assistance, Temporary Assistance for Needy Families (TANF), sliding scale fees, and more.
3) Assistance in obtaining health insurance
It’s extremely important to have the right health insurance to protect you and your family from unforeseen costs associated with any medical conditions. Assistance can be found in this arena from Medicaid, which is a joint federal and state run program that offers certain qualified families medical insurance, and from the general healthcare marketplace, where certain income levels qualify for low premiums from various health insurance companies.
4) Assistance in purchasing a car
Did you know that there are many organizations around the country that not only offer supportive grants to single parents looking to buy a car, but in some cases have donated cars that are provided based on need? Reach out to your local social services office to see what car purchasing programs may be available in your area.
5) Educational assistance
There are an enormous number of resources available to any single parent looking to continue on with their college or post-college education. Websites that provide more information can be found by searching such terms as “scholarships for single moms”, “college grants”, and “student loan forgiveness programs,” among others.
The bottom line? – Help for single parents is available in a wide range of areas, and although single parenting can frequently feel overwhelming, you are not alone. Your first step should be to reach out to your local Job and Family Services branch to get more information about any programs that may be available to you. And if you need cash now, and want to learn more about how to sell your future structured settlement or annuity payments to get that money sooner, call J.G. Wentworth today at 877-227-4713.
Nothing above is meant to provide financial, legal, or tax advice. You should meet with appropriate professionals for such services.