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J.G. Wentworth Blog

How being a hoarder can cost you

If you have a hard time throwing things away and to the point where nobody wants to visit you at a home anymore, you may just be a hoarder. Hoarders often have a hard time when it comes to letting go, and other times, it can just be downright laziness. Hoarding can be a minor problem, or it can be so extreme that people close to you have begun questioning your sanity. But even when it’s not that serious of a problem, hoarding can still cost you a lot of money and it can affect your:


Even as an entry-level hoarder, you could have a hard time staying organized and finding important things when you need them. Those monthly bills that have a deadline approaching—who knows where those could be. That receipt for that expensive purchase you need to return within the next two days? Probably trapped underneath that rusting birdcage that you’ve somehow acquired and refuse to get rid of, even though you never have (nor ever plan on) getting a bird.


You might live alone in a three-bedroom home because most of the rooms are filled with crap. If you cleaned out everything and only kept what you really needed, you might discover that you can live comfortably in a studio or one-bedroom apartment, and for a fraction of the cost. In fact, some hoarders run out of space in their own home and it requires to them to rent out a storage unit. Due to an inability to let go of certain things that you know deep down should go in the trash, you could be paying an extra monthly bill just to keep all of your junk in a room somewhere. Is it really worth it?


OK, so maybe storing hundreds of coupons that expired 10 years ago (because, just in case…?) won’t do anything to you physically. But for those who have taken things to the next level, keeping certain things around for too long can be unhygienic and can affect your health.

Housing situation

If you own your place, you could probably hoard all you want to your heart’s content. As a renter, however, your landlord will likely need to come into your place at some point or another. A mild case of hoarding will likely go unnoticed, but more serious cases may raise some eyebrows and you could end up getting evicted. Even if your landlord never does enter, he or she will when you eventually move out. As a hoarder, it could have been difficult to impossible to thoroughly clean out your apartment, which could mean an additional bill on top of losing your security deposit.

Personal relationships

It may not cost you in a monetary sense, but if your hoarding habit does get seriously bad, it could have a serious effect on your personal relationships. People close to you might get frustrated when trying to talk some sense into you, and it can get to the point where you end up completely losing some of those relationships.