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J.G. Wentworth Blog

11 financial habits you may want to break

1. Opting for retail therapy whenever you have a problem, instead of just regular therapy.

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2. Gambling. And then losing, and then gambling your rent money to try and get back that money you lost. And then losing again.

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3. Charging on credit cards like it’s free money that doesn’t need to be paid back.

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4. Being late with your bills…

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5. ….Or just ignoring them completely.

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6. Opting out of insurance policies that you really should have, or are required to have.

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7. Buying stuff that’s on sale, just for the sake of buying it—even if you don’t really want or need it.

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8. Living beyond your means.

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9. Thinking you’re too young to worry about retirement.

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10. Not caring about your credit report.

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11. Not saving any money. At all.

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Carpe diem: seize the day. Maybe you like to constantly live like there won’t be a tomorrow, and sometimes, that’s okay. But if it’s affecting your spending and financial habits, you may want a new motto to live by. Because tomorrow probably will come, and so will those bills. If you’re in debt and need to pay it off, J.G. Wentworth may be able to help if you’re receiving annuity payments. Contact us today to learn more about selling future annuity payments for a lump sum of cash.

Nothing contained herein is intended to be, and you should not consider anything contained herein to be, investment, accounting, tax, or legal advice. If you would like investment, accounting, tax, or legal advice, you should consult with your own financial advisors, accountants or attorneys regarding your individual circumstances and needs.