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How technology can help you save money

Technology is such a big part of our lives nowadays, and it’s almost impossible to go a day without using it in some way or another. Whether you primarily use technology for work, for socializing, or for entertainment, there’s a good chance that it’s a big part of your life. And although staying connected and subscribing to certain services will mean additional monthly bills, have you thought about the different ways that technology can help you save money? If you haven’t been doing so already, consider taking advantage of some of the following:

Automatic payments

From monthly services to credit card bills, most—if not all—of your accounts can be paid online, and at no extra cost. In fact, not only is this a free and convenient way to take care of your monthly bills, but you’ll also usually have the option to enroll in automatic payments. This means that every month, your bank account will automatically be debited for the amount you owe. This saves you time because you won’t have to manually pay your bills every month, and you won’t ever miss a payment deadline. Missing a payment deadline can mean an increase in fees, service charges, and so on. In fact, you may qualify for certain incentives by enrolling in an automatic debt—for example, a slightly lower interest rate.

 

Payment deadline notifications

If you’re not really a fan of automatic payments, you can still be notified when due dates are approaching so that you never miss a deadline again. Depending on the bank or service provider, these notifications may arrive via email, or even through text messages. If you are signed up for automatic debt as well, you can also receive these messages a few days before your account is charged to ensure you have enough cash in your bank account to cover everything, which can prevent you from overdrafting.

 

Account activity alerts

If you have a credit card account, you no longer have to wait for your monthly statement to arrive in the mail, nor do you have to manually log in to your online account to ensure all of your charges are correct. A lot of credit card issuers give customers the option to sign up for account activity alerts. You can usually set the minimum amount required in order for an alert to come through—for instance, if any amount above $300 is charged, you’ll be notified via email or text message right away. This can help stop fraudulent activity the moment it happens, which can prevent too much damage from being done. This can save you a great deal of time, money, and frustration. 

 

Would you like to learn more about how J.G. Wentworth can get you your money sooner? Contact J.G. Wentworth today if you’re receiving long-term payments from a structured settlement and would prefer to receive a lump sum of cash.

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