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8 ways to stay in shape without spending a fortune

For most of us, now is the time when the annual New Year’s resolution to stay in shape starts to fall by the wayside. But it doesn’t have to be with these eight ways to stay in shape without spending a fortune, starting with:

Try different gyms and health clubs out for weeks at a time at a fraction of the cost

Many health clubs and gyms offer one or two week trial memberships that allow you to try everything they offer to see if it’s the right fit for you. Take advantage of these offers without committing to full year memberships. And once you do find a place that you think is perfect for you:

Negotiate costs down

Most folks think that the annual or monthly membership rates offered by their gym are set in stone. But in many cases, these rates can be negotiated, including in such areas as waving initiation costs, lowering dues, and/or adding one-on-one training sessions.

Consider community gyms and rec centers like the YMCA

In many communities around the country there are terrific YMCAs with well-stocked and carefully maintained weight and exercise rooms, swimming pools, and basketball and racquetball courts. Many also have daily classes that are easy to sign up for and come at no additional costs. Best of all, memberships at community gyms like the YMCA are usually a fraction of the cost of for-profit health clubs.

Look into online personal training programs

In recent years there has been a virtual explosion in personal training programs that can be found online and/or purchased on DVDs. While you should always consult with medical professionals before starting any training program, and look at online reviews to see if the claims made by these training programs can be substantiated, there are certainly exercise programs on the market that offer tremendous benefits to those who follow their regimens regularly.

Build a home gym

You don’t need the fanciest exercise machines to get fit! All you need is a little determination and some basic exercise equipment like an exercise ball, some free weights, a jump rope, a sit-up apparatus, and the like. Many of these can also be purchased used on Craigslist and other websites at a great price.

Consider yoga

While the price of individual yoga classes can be steep, monthly memberships or bulk class purchases can offer substantial savings over time.

See if your employer or health care provider offers additional savings to those looking to keep fit

Your employer or healthcare provider may offer incentives and discounts to keep you active and healthy. Contact your HR department or reach out to your healthcare provider to see if any of their perks can be utilized.

The bottom line is that there are hidden bargains out there for those looking to get fit, and many ways to stay true to your New Year’s fitness resolutions without spending a fortune. We are J.G. Wentworth, the nationwide leader in purchasing structured settlement and annuity payments for cash now, and we know the value of every hard-earned dollar. If you’d like to learn more about our company, please call us anytime at 877-227-4713.