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Surviving the Holiday Shopping Season on a Budget

Surviving the Holiday Shopping Season on a Budget

It’s that time of the year again: holiday shopping season!

Here at J.G. Wentworth – the nationwide leader in offering a lump-sum of cash for the sale of structured settlement or annuity payments – we understand the value of each and every hard-earned dollar. That’s why we’ve put together our list of seven great shopping tips to get you through this holiday season, while keeping your budget in line, beginning with:

1) Signing up for company e-mail lists

When it comes to buying gifts, your first and best option is to subscribe to retailers’ e-mail lists and special deal offers. This will guarantee you don’t miss out on any percentage discount offers or rebates.

2) Checking out local newspapers for deals

Don’t forget to buy a newspaper at least once a week – preferably on the weekend – to see what special deals merchandisers are offering in your area.

3) Visiting other online websites that specialize in bargains

The Internet is full of specialty shopping websites like,, and that offer discounts, coupons, and other offers for a wide range of products.

4) Do research on the products you are thinking about purchasing

Websites like offer customer reviews for specific items, and other highly respected organizations like Consumer Reports, both review products and carefully examine them for durability.

5) Make sure you keep receipts

One of the most frustrating events that can occur during shopping season is if a friend or loved one politely wants to return the gift – and you do not have the receipt to give them. Create a filing system that guarantees this does not happen.

6) Recognize that if a deal looks too good to be true, it probably is

While you should always be bargain-hunting, do so cautiously. Buying a product that is priced far lower than it should be, or failing to read the fine print on any purchase, may come back to haunt you.

7) Always plan ahead

Last, but certainly not least, is to make sure to “pre-shop” as much as you can before stepping into any store. Now is not the time to impulse buy; instead, know your budget and price range, and think about what friends and loved ones truly would enjoy receiving. Taking this extra time will save you money – and earn their genuine gratitude besides!

We hope this list of shopping tips helps you keep within your budget this holiday season. And, as always, we’d like to remind you that if you need cash now, and can no longer afford to wait for payments from your structured settlement or annuity to get paid out to you over time, please contact J.G. Wentworth. We’ll help get your money to you sooner!  For more information, call us anytime at 877-227-4713.