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J.G. Wentworth Blog

5 Private Questions to Ask Yourself about Selling your Structured Settlement Payments

Hi folks, J.G. Wentworth here with five extremely important questions about your structured settlement that only you can answer.

1) Can I afford to meet my monthly expenses, or am I slowly getting buried in a mountain of debt that is going to prove impossible to climb out of?

Mortgage or rent payments, healthcare costs, credit card statements, car payments – sometimes it seems that the list of bills we receive every month is never-ending. Ultimately, only you can judge your financial situation for yourself. But if you find yourself struggling to meet these costs, and are scheduled to receive structured settlement payments in the near or distant future, consider selling these future payments for cash now and putting that money to use sooner.

2) If I sell my structured settlement payments for cash, am I potentially causing too much damage to my long-term financial security?

Of course your immediate cash needs are important. At the same time, however, you should always weigh the impact of selling your structured settlement payments upon your retirement plans. Will you still have long-term financial security if you forgo receiving these payments?

3) Have I considered selling just a portion of my future payments for cash now?

If you do find yourself interested in protecting your future structured settlement payments, but also need cash sooner, you should know that selling these future payments for cash now is not an all-or-nothing proposition. Look into J.G. Wentworth’s “partial payment plan”, which may enable you to sell just a portion of your future settlement payments – giving you both money now and payments down the road.

4) Do I truly understand the process of selling structured settlement payments for cash?

Many people are so eager to sell their structured settlement payments that they do not understand the process, and anxiously stand by their mailboxes every day waiting for their cash to arrive. Don’t fall into that trap, and don’t rush into any decision without knowing what to expect from the sale – including that it generally takes anywhere from 60 to 90 days to get that money into your hands. For more information, visit our website at

5) Am I selling my structured settlement payments to the right company at the right price?

There are admittedly many structured settlement purchasing companies from which to choose. However, it is absolutely essential that you find one that provides outstanding customer service and competitive rates. We believe J.G. Wentworth is that company – and contend that our Better Business Bureau rating of A+ supports our position. For over 20 years we’ve helped thousands of customers just like you around the country get the money they need out of their future payment streams and into their pocket – and we can help you, too.

Have more questions about your settlement? Want to learn how to get that money out of your structured settlement payments and into your pocket? Please give one of J.G. Wentworth’s trained customer representatives a call anytime at 877-227-4713.