If you’ve been injured on the job, you may be eligible for worker’s compensation. Worker’s compensation is designed to provide wage replacement and medical benefits for those employees injured during the course of employment, and is usually considered essential for those who qualify for it.
J.G. Wentworth handles numerous calls from people who are receiving payments due to worker’s compensation; our company does its best to provide these settlement recipients the greatest value for selling their future payments and get them that money as soon as we can (You can call us to see if we can purchase such payments in your state) But what about those folks injured on the job who are unsure of what steps to take to claim worker’s compensation? While our company cannot offer legal advice, we would like to briefly review the general steps an injured employee should take if they are considering filing a workers compensation claim.
Step One: Report the injury as soon as possible
It is essential that you notify your employer as soon as possible that you have been injured, and how that injury occurred. The employer will want a detailed account for their records, and you will want to get the process of receiving Worker’s Compensation going quickly.
Step Two: Visit the required medical personnel
You need proper treatment for the injury, of course; but you will also need official medical documentation to verify your claim. The physician’s report should clearly contain not only details of the extent of the injury, but also how it was obtained.
Step Three: Continue to check in with your employer to make sure the company is correctly following up on your claim
Filing worker’s compensation is a document heavy process, so you want to make sure the company has filed its claim on your behalf, and set this process – which could take time – in motion.
Step Four: Educate yourself
Worker’s compensation laws vary from state to state, so it is essential that you do everything you can to understand your state’s procedures on what can be a complicated, drawn-out process. You can research the availability of Worker’s Compensation in your state online, at the library, or by directly contacting your states Worker’s Compensation office.
Step Five: Talk to a legal professional
No matter how educated you become, there still may come a time when consulting with a legal professional about your claim is your best recourse. Try to find one with a specialty in the area and a good reputation.
Please note that none of the above should be construed in any way as legal advice, and that J.G. Wentworth cannot make any specific suggestions regarding filing worker’s compensation. That said, we do hope that if you’ve had the misfortune of suffering an injury that threatens your livelihood, you proceed as skillfully as possible through the worker’s compensation process. And if you are already receiving money from worker’s compensation in the form of regular payments from a structured settlement or annuity, and would like to talk about selling these future payments for cash now, you can speak to one of J.G. Wentworth’s customer representatives anytime at 877-227-4713.
Nothing above is meant to provide financial, legal or tax advice. You should meet with appropriate professionals for such services.