Get Cash Now! (877) 227-4713

Insights into your financial needs.

J.G. Wentworth Blog

Cash Now or Later? – The Annuity Holder’s Dilemma

cash annuity

Hi folks, J.G. Wentworth here.

If you are currently receiving money from an annuity, or are scheduled to receive payments from an annuity in the future, you have a choice that past Americans did not have: the choice to receive these payments over time, or to sell these payments now for a lump sum of cash.

Many Americans are perfectly content to receive their annuity payments the ‘old-fashioned’ way, over time. Combined with their other investments, receiving regular annuity payments allows them to earn the steady flow of income they need to meet expenses and manage their retirement.

But not everyone prefers that option. Some annuity holders find themselves still working past their retirement age, and because of their situation decide they would rather get their annuity money now.  Other annuity holders realize that in order to maximize their beneficiaries’ inheritance, they need to cash out their annuities sooner than they anticipated. Still others simply need that money now to pay for unanticipated expenses such as medical costs, mortgage payments, or the education of a loved one.

Here’s the good news: whatever your situation, J.G. Wentworth can help you. We are one of the largest and most experienced annuity purchasers in the country, and offer anyone with an annuity the opportunity to call us at 877-227-4713 for a free discussion on all the options available to them. And if you do choose to sell your annuity payments for a lump sum, we can give you a quick quote for these payments – one that you are under absolutely no obligation to accept!

See, J.G. Wentworth recognizes that you are, indeed, facing the “annuity holder’s dilemma” – Cash now or later? –  and we do want to help you make the right choice, a choice that will consider both the current and  long-term needs of your family.  Our pledge is to do our very best to make sure that choice is the right one. Please give us a call anytime at 877-227-4713.