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Everything You Wanted to Know about Selling Annuity Payments but Were Afraid To Ask – Part Two

Today’s blog continues our recent theme of posting answers to common questions asked by the thousands of callers that reach out to J.G. Wentworth every week. Here are just a few more questions annuity holders like to ask us – along with the answers we love to provide.

How do I know if I should sell my annuity payments?

That’s a complicated question, truly. There are benefits to holding an annuity. After all, you know how much money is coming to you and when that money is scheduled to arrive. But among the many reasons you might want to sell your annuity payments include: you need cash sooner, you’ve inherited a policy you don’t want, you want to change your life insurance plans or estate planning strategy, or you simply want to have a lump sum now instead of receiving monthly payments. Anyway you look at it, it is a personal decision that only you can make.

How long will it take to get my quote, and how long will it take to get my money?

With the proper paperwork J.G. Wentworth can give you quote in just a few minutes. If you accept our offer, and everything runs as smoothly as it should, we may be able to complete your transaction in as little as2 to 3 weeks from the time you send us your completed contract (transaction times vary based on individual circumstances).

I really don’t like talking on the phone, can you just e-mail me a quote?

The issue is that every transaction J.G. Wentworth engages in has a different set of circumstances unique to the customer. Just call us on the phone – we don’t bite, we promise! All we will do is patiently assess your specific financial needs and within minutes make you a quoted offer. If you don’t like it, just hang up the phone!


We hope this blog and our previous one have gone a long way towards answering some of the questions you may have. And if you have others not covered here, or would just like to talk further about your specific annuity, please call us anytime at 877-227-4713.