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J.G. Wentworth Blog

Questions and Answers to Start the New Year – Part Two

Girl Learning

Hi folks, J.G. Wentworth here, starting the year off with part two of our list of questions commonly asked by folks interested in selling their future structured settlement or annuity payments for cash now.

Why should I sell my structured settlement or annuity payments for cash?

Long-term unemployment, sudden medical expenses, mortgage payments, high tuition costs for yourself or a loved one – these are just a few of the reasons why folks decide they need money out of their structured settlement or annuity payments sooner, rather than later. If you are in that situation, and can no longer afford to wait for money to get paid out to you over time, contact J.G. Wentworth at 877-227-4713.

Do I have to sell all my payments at one time?

Not necessarily. If you qualify, J.G. Wentworth does offer “partial payment purchases” that allow you to sell just a percentage of your future payments.  This unique program can give you both cash now and a portion of your structured settlement or annuity payments in the future.

Can J.G. Wentworth “beat” offers from other companies?

Here’s the unfortunate truth: some companies out there may make you a “great” offer for your future payments – only to then hit you later with fine print that assesses other costs related to the transaction, thereby lowering the actual cash amount you finally receive. The bottom line is that we encourage you to be as cautious as possible whenever engaging in a transaction as important as this one.  And you should also feel free to send us any other company’s offer in writing so that we may give it to one of our account executives for review – and see if we can beat it!

I’ve sold a part of my structured settlement or annuity to J.G. Wentworth before. Can I sell more of it to your company again?

Absolutely. In fact, our prior transaction with you means we have your records in our files – and may be able to get money into your hands even sooner.

What are the tax implications for selling structured settlement or annuity payments ahead of time?

Even though in most cases no tax penalties are incurred when you sell your future payments, J.G. Wentworth strongly recommends that you consult with an independent tax advisor regarding your specific financial situation whenever you engage in a transaction with us.

How can I get started?

We’re so glad you asked! If you remain interested in selling your future structured settlement or annuity payments to J.G. Wentworth for cash now, or have any questions that we did not address, please pick up the phone now and call us at 877-227-4713.