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J.G. Wentworth Blog

Do I Have To Sell All of My Structured Settlement Payments to J.G. Wentworth?

When folks consider selling their structured settlement payments for cash, one of their concerns is that it is a decision they will regret years later.  It’s no surprise, then, that so many callers to JG Wentworth ask the same question: if I decide to sell my payments to you, do I have to sell all of them?

Here’s the good news: the answer is no.

Today we’d like to tell you – or if you’re a regular reader of our blog, remind you – of a JG Wentworth program called the ‘Partial Payment’ or ‘Partial Buyout’ option.  In a Partial Buyout, JG Wentworth purchases just a portion of your future payments for cash; you can take care of a current problem with the portion of the money we send to you sooner, while also keeping a portion or percentage of your future structured settlement payments coming to you in the future.

If you are interested in a Partial Payment plan, JG Wentworth will first talk to you about your specific structured settlement payment terms. If you qualify, we would then ask you to carefully consider the following three questions:

1) What are your current financial needs?

Will the money you receive from arranging a Partial Buyout be enough to take care of your immediate financial concerns? If not, then perhaps the Partial Buyout option is not the best choice for you.

2) What are your long-term financial needs?

Here’s the flipside to the same question: How will your financial future look when your structured settlement payments either temporarily stop, or begin to be sent to you in amounts less than what you were expecting?

3) How can we arrange a Partial Payment plan that works best for you?

Not every Partial Payment program is the same. Are you interested in selling the full amount of your regular payments for a period of months or years, and then getting the full amount once again at some point in the future? Or would you prefer selling just a percentage of your payment amount each and every month, so some money could continue to come to you without any interruption?


The answers to these and other questions will make a big difference when it comes to your own Partial Payment strategy;  as with all financial decisions, we encourage you to carefully consider all your choices before coming to a decision. If you remain interested in a Partial Buyout plan, or would simply like to talk about your own structured settlement or annuity payments, please call JG Wentworth anytime at 877-227-4713.

Nothing above is meant to provide financial advice. You should meet with appropriate professionals for such services.