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8 ways to stretch your dollars the farthest when you grocery shop

Want to make sure you are stretching your dollars the farthest when you shop for groceries? Considering how often most of us go grocery shopping, the reality is that even a little bit saved each week could add up to hundreds, even potentially thousands, of dollars over the course of a year. Here are eight ways to make sure you are stretching your dollars the farthest each and every time you shop for groceries, starting with:

Shop online for coupons before going to the grocery store

Before you even go to a grocery store, you should check out some of the many online coupon sites that can lead to substantial savings on groceries. These websites include Coupons.com, Redplum.com, and SmartSource.com, to name just a few.

Join your supermarket’s loyalty program

Signing up for a grocery store’s Loyalty Program, and checking in regularly to see what promotions they are running, will add substantially to your bottom line savings.

Plan meal selections around food discount opportunities

Most folks make a list of the foods they want to eat, then shop for them. Why not go to the grocery store or online coupon site first, see what promotions or advertisements are running, and plan your menu accordingly?

Learn which store consistently has the best prices on your most commonly purchased foods

Have a list of items you always purchase, such as cereal, eggs, milk, apples, etc.? Visit a few stores in your neighborhood and identify the ones that consistently have the best prices on these foods.

Shop for foods in season

The more seasonal a food is, the more likely it can be found at a lower price – and will taste better besides.

Slice meats, fruits, and vegetables yourself

You’ll save anywhere from 33% to 50% if you avoid purchasing pre-sliced fruits and vegetables and avoid deli counters.

Purchase food at “big-box” stores

Big-box stores like Costco, Sam’s Club, BJ’s Wholesale Club, and Walmart, among others, offer food items in large packages that can lead to substantial savings over time.

Consider buying meat, poultry, and fish in bulk

Most folks resist buying meat, chicken, and fish in bulk because they’re concerned about freshness. But as long your freezer is set at the proper level even these foods can be stored safely for substantial amounts of time.

We hope these eight tips on stretching your dollars the furthest will help you keep as much of your money as possible where it belongs – in your pocket. Our company, J.G. Wentworth, is a firm believer in the adage “a penny saved is a penny earned”; it is also our hope that all our customers, past and present, become as financially prudent as possible, and develop shopping habits that lead to substantial savings over time. If you are looking for financial assistance or for cash now out of your structured settlement or annuity payments, please call us today at 877-227-4713.

Creative ways to cut down on your grocery shopping costs: Bet you haven’t heard of the third one before!

Food is just one of those expenses that we can’t avoid, and the cost of your grocery bill can quickly add up, especially if you have a large family. But why pay full price all the time for your favorite products when you don’t have to? The following are some creative ways you can save significantly on that next grocery shopping trip:

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Order certain things online

Shopping online isn’t just a great way to save money on some of your favorite products, but it can also help you save on non-perishables. Discount sites like Amazon frequently sell a lot of the same pantry items you’d find at your local grocery store, but often for less—and you may be able to score free shipping, too. Not only is this a terrific way to save money, but it’s also extremely convenient, especially if you’re stocking up and making heavy bulk purchases. Just be sure to always compare prices first (the unit price, specifically), so that you know you are, in fact, getting the better deal.

Woman Grocery Shopping

Strategic couponing

Although saving money on groceries by couponing is not a new concept, those unfamiliar with couponing are often surprised to learn just how much they can really save. Some grocery stores will double manufacturer coupons up to a certain amount, often allow stacking (pairing manufacturer coupons with store coupons), and will frequently accept coupons for sale items. When all of these things line up perfectly, it can mean big savings. With a little practice, it’s not unrealistic to stock up on some of your favorite products for next to nothing. In fact, some stores also have certain overage policies set in place that could end up giving you cash back if you have a negative balance on your grocery bill.

Store Clerk Holding Sign

Rain checks

You head to your local grocery store to stock up on a sale item, only to find that they’re sold out and won’t be getting another shipment in until the sale has already ended. This can be frustrating, but it also doesn’t mean you missed out on the sale, either. Many supermarkets will offer rain checks, so if you ever find yourself in this situation, be sure to ask if it’s possible to receive one. With a rain check, you’ll be able to take advantage of that terrific sale price once they have more of the product in stock again, regardless of whether the sale has ended.

Mother and Son Cooking Together

Plan your weekly meals based on sales

Many people plan their meals for the week in advance and before they head to the grocery store. This can be a good way to save money and time, so if you aren’t already planning your meals in advance, you may want to start. But the way you plan your meals can help you save even more. Rather than plan your meals first and then begin looking for what’s on sale (and often just settling for full-priced items), check your local grocer’s weekly circular and find out what the best deals are for the week. Plan your meals for the week based on some of the store’s sale items and you’ll save a bundle. You can even plan out a little more in advance by preparing certain meals and then freezing them.

How do you save money when you go grocery shopping? We’d love to hear your own tips! 

Nothing above is meant to provide financial, tax, or legal advice. You should meet with appropriate professionals for such services.