Tag Archives: sales

End-of-spring bargains: You won’t believe how much you can save!

The end-of-spring season brings its own combination of goods and services that savvy shoppers can find at reduced prices. Here are just a few:

Dome tent

Camping equipment

Summer is just around the corner, and with it comes the kickoff of camping season at parks around the country. To entice campout enthusiasts, many major camping and outdoor equipment stores will offer a wide range of discounts and bargains.

Bedroom.

Mattresses

Many mattress stores begin offering discounts on their merchandise as spring turns to summer, trying to take advantage of those interested in spring cleaning and general home-improvement. Some mattress retailers are reputed to offer discounts of as much as 70% off regular mattress prices.

Silver ring and chain on the background of women's watches

Jewelry

Once Mother’s Day is over, jewelry stores around the country will try to get rid of their extra inventory; take advantage of their sales, which will come out within a week after the holiday is over.

Exterior of a house

Homes

While there are many sides to the debate about the best time to buy a home, there is no question that the end of spring brings with it an increase in the number of houses brought to market, making late spring a great time to begin your home search.

Man Shopping for a Television

TV sets

Next to the weeks immediately leading up to – and following – the Super Bowl, the end of spring is a time many electronic stores try to get rid of their inventory to make room for the newer models that will soon appear on their showroom floors.

Close up of the head of a modern vacuum cleaner being used while vacuuming a thick pile white carpet

Vacuum cleaners

Serious spring cleaners know that next year’s vacuum-cleaner models are brought to market in June, making the end of spring a great time to find older models at reduced prices.

elegant furniture and design in modern patio

Outdoor furniture

Just like with camping equipment, many outdoor furniture stores begin offering reduced rates on their patio furniture to kick off the summer season. The only better time to buy is the end of summer.

Landscape of paradise tropical island beach with perfect sunny sky

Vacations to warm weather spots like the Caribbean

Last but certainly not least, consider purchasing vacations to warm weather spots like the Caribbean. The weeks surrounding the end of spring are a definite low tourist season at these spots, and opportunities for great discounts on airfare, hotels, and cruises abound.

We hope this list of discounted end-of-spring items gets you thinking about all the ways you can stretch your hard-earned dollars the furthest in the weeks ahead. And always remember that J.G. Wentworth, the nationwide leader in purchasing future structured settlement and annuity payments for cash, is available anytime to discuss the specifics of your structured settlement payment sale. Call us today at 877-227-4713.

How procrastination can literally cost you

Just about everyone likes to delay unpleasant tasks for as long as possible—after all, why would you want to clean your house or take care of boring errands when you can take a nap instead? Procrastinating from time to time likely won’t result in anything terrible, but when it comes to certain things, it can literally cost you money.

Bills

Rent, electric, cable? Eh, you’ll get to them later and when you feel like it. The problem with putting off your payment obligations is that you might forget about them completely, and it won’t be until you come home to a dark home and an eviction notice that you’ll remember them again. Even if you miss payment deadlines by a few days, you’ll likely need to pay late fees, reconnection fees, and so on. Take care of your bills right away or put them on automatic debit to avoid these costly consequences. 

Sales

Missing out on a good sale or forgetting to use an about-to-expire coupon isn’t a big deal if it’s something you don’t need, want, or use. But if you know there’s a limited-time, money-saving opportunity for something you’ll inevitably purchase at full-price anyway, why would you want to miss out on the discount? For many people, taking the time to go to the grocery store or wherever they need to go just isn’t on the top of their to-do list, but it’ll cost you if you do procrastinate and miss out.

Saving

A lot of people put off setting a budget that allows them to contribute money to their savings account. Maybe you tell yourself that you’ll start saving when you make more money, have less debt, win the lottery, etc. But you’ll want to begin saving whatever you can right away, even if the contribution is small, and even if it means making a sacrifice to make it happen. Over the years, the savings will add up, and you may really need that money one day—whether it’s for retirement, a down payment for a home, or to take care of an emergency. Without any money in savings, you might find yourself in a very difficult situation and turning to other expensive alternatives.

Work and school

If you’re constantly putting off projects at work and failing to meet deadlines, it can cost you your job and that steady paycheck. If you’re a college student, you’re probably the master of procrastination, but that doesn’t mean it won’t catch up to you. Not studying for tests or completing assignments until the last minute can mean bad grades, which can result in you failing your classes. With the amount of money that it costs to go to college, the last thing you’d want is to throw that money right out the window by procrastinating and failing a class.

 

Are you receiving structured settlement payments, but need to receive your money sooner? Contact J.G. Wentworth today to learn more about selling future payments for a lump sum of cash.

Nothing contained herein is intended to be, and you should not consider anything contained herein to be, investment, accounting, tax, or legal advice. If you would like investment, accounting, tax, or legal advice, you should consult with your own financial advisors, accountants or attorneys regarding your individual circumstances and needs.

Looking your best on a budget, part 2: Savvy clothes shopping

Just as with hair and makeup care, the subject of our previous blog, when it comes to clothing you always want to look your best. But many women worry that they just don’t have the money to build their personal and professional wardrobe up to the level they want it to be. Fortunately, there are ways to shop for terrific clothes that will cost a fraction of what you might expect. Here are seven tips for dressing your best on a budget:

Stick to wardrobe basics

The first tip is to stick to wardrobe staples that belong in every woman’s closet, clothing that can be worn in a wide range of combinations. These include a black cocktail dress, a black skirt, a white blouse, jeans, cardigan sweaters, and sandals, black flats, and black heels. And on a related point:

Keep it simple

You don’t want to chase the latest fashion trends or purchase trendy items that may go out of style in less than a year. Instead, you want to buy beautiful simple clothes that you can look at and think, “How many outfits will I be able to make with that?”

Practice patience

You’re not going to be able to build a terrific looking wardrobe quickly; many fashion seasons may have to come and go while you hunt for great clothes at great bargains.

Comb through clearance sales, outlet stores, and thrift shops

Combing through clearance racks is a great option at all regular department stores. Visiting outlets may also lead to terrific bargains, and the occasional visit to a thrift store may also surprise you with a great find.

Set your shopping days at the end of each season

The end of each season is when most stores have to clear out their merchandise to make room for new clothing – also making it a great time to shop.

Set a monthly style budget

While it’s always tempting to just grab your purse and hit the malls, smart shoppers don’t leave the house without knowing how much they can spend – especially if they’re using credit cards to make the purchase.

Check out Internet outlet sites

Outlet malls are no longer the only places to find discounted brand-name clothing. There are terrific Internet outlet sites like overstock.com, outnet.com and 6PM.com that may have last season’s clothing at steeply discounted prices.

We hope you’ve enjoyed both of our blogs on looking your best on a budget, and trust that they’ve given you some great ideas on looking beautiful without spending a fortune. At J.G. Wentworth, the simple truth is that we love helping our customers; they are the backbone of our 20+ year record of success in the structured settlement and annuity payment purchasing business, and are the reason we are the nationwide leader in the industry and have an A+ rating with the Better Business Bureau. If you would like to learn more about who we are, what we do, and how we can help you, we urge you to call us today at 877-227-4713.

January purchases: You won’t believe how much money you can save this month!

January offers its own share of unique goods and services you can find at reduced prices. Here are just a few:

That one has the best display!

Television sets

With Christmas sales over, and Super Bowl Sunday just around the corner, January brings some great deals on big-screen TVs.

US Tax Form 1040

Discounts on tax return filings

While most folks won’t even begin to think about filing tax returns yet, big tax assistance companies like H&R Block will offer some of their best discounts of the year for early return filers.

Gym and fitness room.

Health club memberships, and other fitness-related products

January, of course, is the time to make fresh New Year’s resolutions, and many folks naturally resolve that this is the year they will finally get into shape. Companies specializing in health club memberships and offering other fitness-related products will attempt to capitalize on these resolutions by providing sign-up bonuses and other discounts.

Welcome to Fabulous Las Vegas Sign

Las Vegas vacations

Following the New Year’s holiday, prices for rooms at Las Vegas hotels typically drop through the month of February. Check out special package deals in the weeks ahead that could also include flights.

Couple Placing Sofa In Living Room Of New Home

Furniture

February is the month when many manufacturers introduce their furniture for the upcoming year. That means retailers will be looking to clear their stores of last year’s items in January.

Shopping at the supermarket

Pork and beef

It may at first seem odd to find reduced prices for pork and beef, but considering the winter holiday celebrations have officially concluded, it’s no surprise that many supermarkets will now offer low prices on these products!

We hope this list of discounted January items jumpstarts the savings side of your brain, and gets you thinking about all the ways you can stretch your hard-earned dollars in the weeks ahead. And always remember that J.G. Wentworth, the nationwide leader in purchasing future structured settlement and annuity payments for cash, is available anytime to discuss the specifics of your financial situation. Call us today at 877-227-4713.

Creative ways to cut down on your grocery shopping costs: Bet you haven’t heard of the third one before!

Food is just one of those expenses that we can’t avoid, and the cost of your grocery bill can quickly add up, especially if you have a large family. But why pay full price all the time for your favorite products when you don’t have to? The following are some creative ways you can save significantly on that next grocery shopping trip:

ThinkstockPhotos-187535881

Order certain things online

Shopping online isn’t just a great way to save money on some of your favorite products, but it can also help you save on non-perishables. Discount sites like Amazon frequently sell a lot of the same pantry items you’d find at your local grocery store, but often for less—and you may be able to score free shipping, too. Not only is this a terrific way to save money, but it’s also extremely convenient, especially if you’re stocking up and making heavy bulk purchases. Just be sure to always compare prices first (the unit price, specifically), so that you know you are, in fact, getting the better deal.

Woman Grocery Shopping

Strategic couponing

Although saving money on groceries by couponing is not a new concept, those unfamiliar with couponing are often surprised to learn just how much they can really save. Some grocery stores will double manufacturer coupons up to a certain amount, often allow stacking (pairing manufacturer coupons with store coupons), and will frequently accept coupons for sale items. When all of these things line up perfectly, it can mean big savings. With a little practice, it’s not unrealistic to stock up on some of your favorite products for next to nothing. In fact, some stores also have certain overage policies set in place that could end up giving you cash back if you have a negative balance on your grocery bill.

Store Clerk Holding Sign

Rain checks

You head to your local grocery store to stock up on a sale item, only to find that they’re sold out and won’t be getting another shipment in until the sale has already ended. This can be frustrating, but it also doesn’t mean you missed out on the sale, either. Many supermarkets will offer rain checks, so if you ever find yourself in this situation, be sure to ask if it’s possible to receive one. With a rain check, you’ll be able to take advantage of that terrific sale price once they have more of the product in stock again, regardless of whether the sale has ended.

Mother and Son Cooking Together

Plan your weekly meals based on sales

Many people plan their meals for the week in advance and before they head to the grocery store. This can be a good way to save money and time, so if you aren’t already planning your meals in advance, you may want to start. But the way you plan your meals can help you save even more. Rather than plan your meals first and then begin looking for what’s on sale (and often just settling for full-priced items), check your local grocer’s weekly circular and find out what the best deals are for the week. Plan your meals for the week based on some of the store’s sale items and you’ll save a bundle. You can even plan out a little more in advance by preparing certain meals and then freezing them.

How do you save money when you go grocery shopping? We’d love to hear your own tips! 

Nothing above is meant to provide financial, tax, or legal advice. You should meet with appropriate professionals for such services.