Tag Archives: work

Signs you’re ready for an early retirement

1. You’re beyond bored of your job. Mentally, you’ve already checked out from your job. Like, years ago.

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2. Or you hate it so much that it causes you a ton of stress…

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3. And it literally makes you sick.

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4. You’ve got plenty of money for taking care of bills…

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5. For taking care of fun stuff….

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6. And some extra on top of all that, just in case.

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7. You have another reliable source of steady income.

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8. You’re not the sole financial provider for someone else (i.e. you don’t have kids, or they’re grown up and take care of themselves).

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9. You’ve got the whole health insurance thing taken care of.

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10. It may have taken like 30 years, but all of your debt is finally paid off.

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11. Even your home is paid for!

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12. You have a plan ready for your new life, and it doesn’t include your current job in the slightest.

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13. From exploring new hobbies…

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14. Volunteering for causes that are important to you…

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15. To traveling the world…

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16. Or just sitting around and doing absolutely nothing, without a care in the world.

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Do you need extra cash to make your dreams of early retirement a reality? Whether you have debts to pay off or you need extra money to take care of expenses, J.G. Wentworth may be able to help. Contact J.G. Wentworth today to learn more about selling future annuity payments for a lump sum of cash.

Nothing contained herein is intended to be, and you should not consider anything contained herein to be, investment, accounting, tax, or legal advice. If you would like investment, accounting, tax, or legal advice, you should consult with your own financial advisors, accountants or attorneys regarding your individual circumstances and needs.

J.G. Wentworth claims no credit for any images posted on this site unless otherwise noted. Images on this blog are copyright to its respective owners. If there is an image appearing on this blog that belongs to you and do not wish for it appear on this site, please e-mail information@jgwentworth.com with a link to said image and it will be promptly removed.

Are you in desperate need of a vacation?

If you’ve been busy with other things or you’re saving your money towards another goal, a vacation might be the last thing on your mind. But sometimes, taking some time off and getting a break from things—even if it’s a short one—can be just what you need to come back more focused. You might be ready for a vacation if:

1. You’re having a difficult time concentrating at work.

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2. You normally do love your job, but lately, you’ve felt…differently.

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3. You desperately need some alone time.

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4. You don’t really remember what sleep feels like.

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5. Or a shower lasting more than five minutes.

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6. It’s almost as if you’re a new parent….

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7. Even if you don’t have any kids.

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8. You’re beyond stressed out….

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9. …..and other forms of relaxation aren’t really working.

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10. You reach for that glass of wine every evening like clockwork.

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11. Your daily routine is extremely predictable and mundane, to the point where you’ve become bored of yourself.

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12. Making silly mistakes, forgetting important details, and so on: Your brain has basically started shutting down and is refusing anything related to work or responsibility.

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13. Your loved ones barely recognize you anymore.

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14. Lately, smiling brings you physical pain.

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15. You’re sick of looking at the same ole things, people, scenery, etc.

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Do you need extra money to catch up on expenses or to make a large purchase? J.G. Wentworth may be able to help if you’re receiving long-term annuity payments. Contact J.G. Wentworth today to learn more about selling some or all of your future payments for a lump sum of cash.

How procrastination can literally cost you

Just about everyone likes to delay unpleasant tasks for as long as possible—after all, why would you want to clean your house or take care of boring errands when you can take a nap instead? Procrastinating from time to time likely won’t result in anything terrible, but when it comes to certain things, it can literally cost you money.

Bills

Rent, electric, cable? Eh, you’ll get to them later and when you feel like it. The problem with putting off your payment obligations is that you might forget about them completely, and it won’t be until you come home to a dark home and an eviction notice that you’ll remember them again. Even if you miss payment deadlines by a few days, you’ll likely need to pay late fees, reconnection fees, and so on. Take care of your bills right away or put them on automatic debit to avoid these costly consequences. 

Sales

Missing out on a good sale or forgetting to use an about-to-expire coupon isn’t a big deal if it’s something you don’t need, want, or use. But if you know there’s a limited-time, money-saving opportunity for something you’ll inevitably purchase at full-price anyway, why would you want to miss out on the discount? For many people, taking the time to go to the grocery store or wherever they need to go just isn’t on the top of their to-do list, but it’ll cost you if you do procrastinate and miss out.

Saving

A lot of people put off setting a budget that allows them to contribute money to their savings account. Maybe you tell yourself that you’ll start saving when you make more money, have less debt, win the lottery, etc. But you’ll want to begin saving whatever you can right away, even if the contribution is small, and even if it means making a sacrifice to make it happen. Over the years, the savings will add up, and you may really need that money one day—whether it’s for retirement, a down payment for a home, or to take care of an emergency. Without any money in savings, you might find yourself in a very difficult situation and turning to other expensive alternatives.

Work and school

If you’re constantly putting off projects at work and failing to meet deadlines, it can cost you your job and that steady paycheck. If you’re a college student, you’re probably the master of procrastination, but that doesn’t mean it won’t catch up to you. Not studying for tests or completing assignments until the last minute can mean bad grades, which can result in you failing your classes. With the amount of money that it costs to go to college, the last thing you’d want is to throw that money right out the window by procrastinating and failing a class.

 

Are you receiving structured settlement payments, but need to receive your money sooner? Contact J.G. Wentworth today to learn more about selling future payments for a lump sum of cash.

Nothing contained herein is intended to be, and you should not consider anything contained herein to be, investment, accounting, tax, or legal advice. If you would like investment, accounting, tax, or legal advice, you should consult with your own financial advisors, accountants or attorneys regarding your individual circumstances and needs.