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J.G. Wentworth Blog

Do I have to sell ALL of my future payments?

Here’s a question on the minds of lots of folks who call J.G. Wentworth looking for cash now out of their future structured settlement or annuity payments: if I choose to sell my payments to you, do I have to sell all of them?

Fortunately, the answer is no. Selling your structured settlement or annuity payments for cash does not have to be an all-or-nothing proposition.

The reason this is so is because J.G. Wentworth has developed what we call a partial buyout, sometimes also known as a ‘partial payment’ sale. In this situation, sellers do not sell all of their future structured settlement or annuity payments at once. Instead, they sell off just a portion of these payments, getting them money both now and later.

If you’re interested in engaging in a partial buyout with J.G. Wentworth, you can structure the transaction in a few different ways. Some individuals decide to sell all of their future structured settlement or annuity payments for a certain length of time – say, a year or two – then start fresh and receive full payments from that point on. Others decide that they need at least some money to continue to get to them without interruption, and so they choose to sell off a percentage of their payments in perpetuity. And still other folks combine both of these options, developing the perfect individual response to both their short and long-term financial concerns.

Ultimately, the choice will be up to you. And that’s what’s so great about J.G. Wentworth: it’s your money, after all – shouldn’t you use it now the way you see fit?

Are you interested in hearing more about how you can sell a portion of your payments? Or would you like to receive a free, no-obligation offer for your future settlement payments? Whatever the reason, please feel free to reach out to us anytime at 877-227-4713.